HOW TO HANDLE A FINANCIAL DOWN TURN IN MARRIAGE

No doubt money plays an important role in every area of life, marriage inclusive, when the rate at which money is coming into a home reduces considerably, there is bound to be a foul mood from the very home that is experiencing such situation. A situation where a home

can not afford the basic things they used to afford when the going was good is pathetic and can easily damage a home if not carefully handled by the couples. When this type of situation arises a drastic step has to be taken by the couples to cushion the effect of this reduction in income. In order to maintain that intimacy that has always existed in that marriage, both couples must put head together to find a solution to the problem.

The only thing that may cause this financial problem, is when there is a loss of job by both or one of the couples, it can also be caused when there is a down turn in their business or there is a hyper – inflation in the economy. These situations are not within the control of any individual but rather they are determined by some forces beyond any individual. To cushion the effect of this down turn in their finances the couples must observe the following.

1. Couples must cut down on luxuries. It is important that couples cut down on every expense that may not bring any income into the home, such expenses like changing the wardrobe every three months can be put on hold until there is a noticeable improvement in the family finances. The old family car can still serve the family until there is an improvement in their finance.
2. Couples who like eating out almost all the time can cut down their eating outside by preparing a home made dish, it is very delicious to eat from home. The extra cost of eating outside the home can be channel into other uses.
3. Couples should plan together on every expense the family wants to embark on. This will help put check on the expenses to avoid over spending the little resources that is available.
4. Any couple that may still be working and earning income must try to make the partner comfortable, the working partner must not make the other partner feel useless by reason of not being able to put anything on the table. But in a situation where both couples are out of job they must strive to always live in complete harmony.
5. where children are involved in the marriage, care should be taken to explain why they are not seeing things the way they used to in the past, that is, if the children are of age, but if they are of minor age they may not need to be explained to because they will not understand and there is every tendency that the situation may not affect them.

When couples are faced with financial difficulties, great care should be taken so that their marriage will not be affected. If both couples should work together in resolving the financial problem, the problem will dissipate in no time   

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